What is Ford Credit?

2022 Ford Super Duty Lariat with Available Black Appearance Package


Ford Credit is the financial arm of the Ford brand, giving Canton drivers interested in Ford loan options different means of obtaining funding for a vehicle. This financial department delivers finance options regardless of what a buyer’s credit looks like. If you’ve been thinking about buying a new Ford, find out more about the Ford Credit system.



Financing vs. Leasing

Ford Credit allows you to buy or lease a new car, truck, or SUV. Read over the details below to decide if this plan works for you.

Buying vs. Leasing


  • Standard Purchase: A standard purchase plan gives you flexible payment terms and allows you to select a more customized vehicle. There are no limits to the mileage you’re allowed, and you build equity with each payment you make. With this plan, you can expand your field of potential cars – new, used, and certified pre-owned all qualify for Standard Purchase.
  • Flex Buy: The Flex Buy program delivers a unique payment plan with cheaper payments during the first few years. However, you can only choose from a dealership’s new vehicle selection with only one term.


  • Red Carpet Lease: Multiple different lease terms exist with several benefits and mileage options. An Advance Payment Program allows you to square up all your lease payment obligations in one large amount that ends up being lower than normal monthly payments. The Red Carpet Lease also allows various opportunities when you reach the end of your lease. After your contract expires, you can purchase or lease a new vehicle, buy out the current lease at an agreed-upon price, or just return it.

Advantages of Ford Credit

The Ford Credit program was crafted with the customer in mind. You’ll have plenty of helpful tools to educate yourself about purchasing. This allows you to make your way to an auto retailer feeling good about making the best decision and obtaining the best deal. You’re also afforded a rare opportunity to speak directly with Ford’s own finance specialists. In addition, if you get sick or lose employment, a relief plan is offered, so you don’t fall behind on your payments.

Leverage the Benefits of Ford Credit at Atchinson Ford

It’s hard to say no to the advantages of Ford Credit. Use one of the most advantageous financing plans to get you behind the wheel of your next Ford car, truck, or SUV. Contact us online for a fast response for more information regarding Ford Credit. In addition, browse our finance department to find information that might help you during the buying process.


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